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Jinmi Micro Loan

发布时间:2021-12-06

More flexible combinations facilitate easier loans

Product introduction:“Jinmi Micro Loan” is a RMB loan business issued by the Bank to small and micro business owners, individual businesses, small and micro businesses and natural persons for the funds required for legal production and operation. The maximum period can be up to 10 years.

Loan limit: less than RMB 10 million in principle.

Loan period: up to 10 years.

Loan purpose: for production and operation working capital turnover and fixed asset purchase.  

Repayment method:monthly/quarterly repayment, one-off principal repayment at maturity, mixed repayment and other repayment methods with a certain grace period.

Warranty method: Mortgage, pledge, guarantee and other guarantee methods and credit methods are acceptable.